Fellowship ROI Calculator
Estimate breakeven time and lifetime ROI when pursuing a fellowship versus remaining in your base specialty.
Inputs
Override market salary for your base specialty if known.
Expected increase (or decrease) compared to base specialty attending salary.
Results
Calculated in real time as you update inputs.
Breakeven Time
4.0 years
Time after training to recoup opportunity cost
Opportunity Cost (foregone salary)
$480,000
Lifetime Incremental (20y)
$1,920,000
ROI over 20y
400.0%
Fellowship stipend (per year)
$80,000
Explanation
Assumptions: opportunity cost equals base attending salary times fellowship length minus fellow stipend; breakeven divides net cost by the post-fellowship salary delta. Lifetime ROI uses a 20-year horizon post-training with no discounting or growth; adjust salary delta to match your offers. Negative deltas will show N/A breakeven if there is no recovery.