Made by a resident · Free · No signup
The money math they don't teach you in med school.
Salary, loans, moonlighting taxes, disability, retirement — modeled in seconds by someone who's actually in training, not a bank trying to sell you something.
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Popular calculators
Physician Contract & Compensation Calculator
Benchmark your pay, model wRVUs, compare offers, and flag contract red flags.
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Residency Salary Calculator
Take-home pay by specialty, state, PGY, and cost-of-living.
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Medical School Loan Payoff
Payments, total interest, payoff date, and PSLF estimate.
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Everything else
Eight more for the long game
Moonlighting Income Tax
Set-aside per shift for W-2 + 1099 moonlighting income.
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Step Study Hours
Daily targets to reach your Step score goal on time.
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Specialty Match Probability
Heuristic match estimate using scores, research, and factors.
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Attending Salary vs Cost of Living
Specialty pay adjusted for city cost of living and employment type.
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Fellowship ROI
Breakeven time and lifetime return for fellowship paths.
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Disability Insurance
Monthly benefit, premium estimate, and coverage gap.
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Private Practice Break-Even
Volume targets and months to recoup startup costs.
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Physician Retirement
Projected balance, sustainable withdrawals, and shortfall.
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